How do realtors prove their income?

Realtors typically use a combination of 1099 forms, tax returns, and bank statements. Creating standardized paystubs for every commission check adds an extra layer of clarity for underwriters.

Should I withhold taxes on a real estate commission stub?

Typically no. Realtors are usually 1099 independent contractors, meaning the brokerage cuts a gross check and the agent must pay their own estimated taxes.

Real Estate Agents Paystub Maker

Real Estate Agents Paystub Maker — Create professional paystubs with accurate local tax calculations. 50+ templates, instant PDF download. Free to preview, no signup required.

Real Estate Agents Pay Facts

Average hourly wage: $50.00
Common roles: Real Estate Agent, Broker, Realtor

Documenting Irregular Commission Income

Real estate agents often experience feast-or-famine income cycles. Generating a paystub for each closing helps you maintain a professional, standardized record of your commission checks, which is especially useful when applying for a mortgage yourself.

Broker Splits and Fees

Most agents split their commission with their brokerage and pay desk fees or E&O insurance. Your paystub should clearly show the gross commission, the broker split deduction, and your true net payout.

Frequently Asked Questions

How do realtors prove their income?: Realtors typically use a combination of 1099 forms, tax returns, and bank statements. Creating standardized paystubs for every commission check adds an extra layer of clarity for underwriters.
Should I withhold taxes on a real estate commission stub?: Typically no. Realtors are usually 1099 independent contractors, meaning the brokerage cuts a gross check and the agent must pay their own estimated taxes.

How to Create a Real Estate Agents Paystub Maker

Enter Employer Info: Fill in your company name, address, and contact information.
Enter Employee Details: Add the employee name, address, and employment information. State and local tax rates are applied automatically.
Enter Pay Period: Specify the pay period dates, pay frequency, and earnings. Federal, state, and FICA taxes are calculated for you.
Review & Download: Preview your paystub for free, then download a professional PDF instantly.